Registered credit co-operative · Est. 2001
Fair credit. Neighbourly trust.
Keshavsmruti is a member-owned credit society. We take deposits, give loans at a clear 12% a year, and keep the books in the open — the way a co-operative should.
As advertised. Terms apply at the society desk.
Keshavsmruti Credit Co-operative Society
Reg. No. 32860 · 24 October 2001
Financial calculator
See the number as you type
Daily savings, commission, FD maturity and EMI — on one screen. Figures update instantly. Planning estimates only.
You deposit every
Tenure unit
Maturity value
₹38,101
- Total deposited
- ₹36,500
- Interest earned
- ₹1,601
- Deposits
- 365
Product-method estimate used by credit societies. Actual credit follows the scheme you book at the desk.
Apply for this FDRegistration
32860
Date of registration
24 October 2001
Ownership
Members, not shareholders of a bank
Office
Rajkot, Gujarat
What we do
A complete member desk
Save with us. Borrow from us. Stay a member. Every product sits on the same principle — members helping members.
Fixed deposits
Lock a sum for a term. Senior citizens earn 8.75% a year on the advertised FD. Other schemes — ask at the desk.
Loans at 12%
Personal, household, shop and vehicle needs, at a single published rate of 12% per year for members.
Everyday savings
Park surplus with the society instead of keeping it idle. Recurring and savings schemes are arranged at the counter.
Membership
This is a co-operative. Credit and most deposits are for members. Buy a share, sit on the rolls, belong.
Plan the numbers
See an EMI or an FD maturity before you walk in. The calculator uses the same published rates as this site.
A human desk
No app-only maze. Call or WhatsApp 98251 68709. Someone at the society will answer.
How it works
Join. Save. Borrow.
- 01
Become a member
Bring identity papers and apply for a share. The society enrolls you on the member register.
- 02
Keep a deposit
Open a savings or fixed deposit. Senior FDs currently carry the advertised 8.75% a year.
- 03
Take a member loan
Once on the rolls, apply for credit at 12% a year. Tenure and security are settled at the desk.
Our prayer
ॐ सह नाववतु, सह नौ भुनक्तु, सह वीर्यं करवावहै
The ring on our seal is the peace mantra — protect us together, feed us together, let us work with shared strength.
Ready to talk to the society?
Send a WhatsApp, phone the desk, or leave a written inquiry. We will come back to you from the society number.